How to improve credit rating nz
How to improve a poor credit score. In New Zealand, you have the right to ask for a copy of your own credit report, and check and correct information that’s wrong. You can request a copy of your report as often as you wish, and credit report companies are obligated to provide it without too much delay. They can charge a small fee if you want the information within three working days, but not more than $10. The good news is that New Zealand’s credit reporting scheme rewards you for doing the bare minimum of paying your bills on time! The easiest way to do this is to set up direct debit. This will allow your payments go through automatically while you sit back and watch your credit rating start to tick back upward.